I can't remember where I read these five points because it's way too good for me to have thought up.  I'm guessing possibly Marshall Goldsmith, Fred Smith, Bill O'Hanlon or someone smart like that. But good stuff. Read them slowly and at least several times to truly understand, don't just blow by them.

Ask yourself, in light of my past experiences, my current responsibilities (home and work), and my future hopes and dreams, what is the wisest way to invest my time and energy? As you contemplate your answer consider these points:

1. There is a cumulative value to investing small amounts of time in certain activities over a long period of time. For example, exercise or saying "Thank you."

2. There are rarely any immediate consequences for neglecting single installments of time in any arena of life. For example: Health, late to work, smoking, staying late, or not saying "Thank you."

3. Neglect has a cumulative effect. For example, not exercising, not eating right, not paying bills on time, not saying "Thank you."

4. There is no cumulative value to the urgent things we allow to interfere with the important things. For example, not exercising three times a week because of wanting to stay in bed, leaving your house without kissing your wife good-bye because you're late, etc.

5. In critical arenas of life, you cannot make up for lost time physically, relationally, professionally, or spiritually.

I might not have known where these points came from but I do know where this one came from-

"Don't worry about tomorrow (I took care of your yesterday's didn't I?), your Father in Heaven knows what you need. Focus on today, there is no reason to add more worry to your life thinking about the 'what if's' of tomorrow." -Jesus

rb

By the way the above translation is the rhb version.;-)